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Help! I Have A Broken Tooth And I Cant Afford Dental Insurance Right Now. What Can I Do?


It hasn’t gotten to the point of severe pain. But it is chipping more and more with the stuff i eat. I have this temp fill that i bought in it but it doesn’t hold long. I have medical insurance but not dental. I cant afford the dental. Any suggestions?


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  1. #1 by oleowl_2 on February 16, 2010 - 8:09 pm

    There is no way around it – borrow money, use your credit cards, whatever – and go to the dentist take care of it. Believe me, you will pay many many times over what you have to pay now if you let the tooth break further.
    If it gets destroyed too bad, you will have to pay about $1000 extra to have it extracted, and then $2-$3K more for a replacement tooth; and if you wait on those, you will pay thousands and thousands and thousands more for the surrounding teeth and gum treatment.
    Let it be your consolation that a lot of dental insurance policies are so crappy anyhow, they only cover half and only up to a $1000 maximum – so a broken tooth is still extremely expensive.
    Think about this – if your car is broken down, you HAVE to fix it or you can’t go to work. Well, this mouth of yours is like that, too.

  2. #2 by southern on February 17, 2010 - 12:00 am

    A lot of dentists have plans that will help you to pay for the procedure. I used one for wisdom tooth surgery last year called Care Credit. It’s kind of like a credit card account and you pay monthly (I think I paid like $15.00 a month). You can use this card for numerous medical things.
    About the broken tooth, I had a broken tooth about 6 months ago and I decided to do like you and let it go. I used OTC things but the tooth got worse. More and more chipped off until one day, all of a sudden, it started hurting and I was in severe pain. The worse part was that it was on a Saturday and I had to wait until Monday to get to a dentist. I ended up having to have a root canal and them a cap put on, which cost me way more than if I had gone to the dentist earlier.
    I know the cost is really high, but believe me, it is best to just go ahead and have something done before it gets worse.
    I hope this helps and good luck :-)

  3. #3 by >>shushu on February 17, 2010 - 4:00 am

    the dental school thing sounds good. if you cant do that, call different places around you and find the place that’ll do it the cheapest. thats what my mom did.
    some places will say for the first visit $100 or whatever and then more later on. others you’ll only have to pay once.

  4. #4 by Tripp's♄Mommy (ttc#2-4/2011} on February 17, 2010 - 10:48 am

    There is really nothing you can do except go to a dentist. Ask them if you can pay in monthly payments. Most insurances may not cover that anyway. When I had dental insurance chipped teeth and bonding wasn’t covered.

  5. #5 by cookie on February 17, 2010 - 11:12 am

    ahhhhh !
    that made me CRINGE .
    i’m chewing on ice as i type . lol
    also , it reminds me of this dream i always have :
    it’s about my teeth breaking &crumpling in my mouth .
    i hate that dream .. it’s uncomfortable !
    i know i wasn’t much help , but hey ..

  6. #6 by xchris_b on February 17, 2010 - 3:17 pm

    If you want to save your tooth, then go to the dentist. It will probably pay off in the future, as implanted teeth are expensive as hell. Go on allexperts.com and ask a certified dentist on there.

  7. #7 by Anonymous on February 17, 2010 - 8:06 pm

    oleowl_2000 is one of those who thinks doesn’t take loans and credit seriously. If you can’t afford to pay those back either than you are screwed.
    The guy who said ‘ dental school’ has the best idea.

  8. #8 by Anonymous on February 17, 2010 - 8:17 pm

    Find the closest dental school, and generally the dental students will work on you for free (for the practice.)

  9. #9 by Zach on February 18, 2010 - 1:42 am

    Go to mexico and get it done…. This seems to be the only choice or just ask the govt. it seems thats what everyone is doing.

  10. #10 by jvel. on February 18, 2010 - 6:56 am

    if you cant afford it get a bank loan or something

  11. #11 by jlrum77 on February 18, 2010 - 10:23 am

    find a state or county free dental clinic by looking online in your state government/welfare to try to get some numbers for help.

  12. #12 by CTH NOTORI0US on February 18, 2010 - 10:51 am

    im in the same boat as you i hope somebody comes up with a good answer

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